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How to Balance Saving for Retirement and Other Financial Goals
Balancing retirement savings with other financial priorities can be challenging, especially when you’re juggling short-term needs, debt...
Dr. Virginia Hathaway
Mar 272 min read
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Catch-Up Contributions: How to Boost Your Retirement Savings in March
As you approach retirement, maximizing your savings becomes increasingly important. Fortunately, catch-up contributions offer a way to...
Dr. Virginia Hathaway
Mar 183 min read
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How to Get a Life Insurance Policy Before Tax Day—A Smart Financial Move
As Tax Day approaches, many people focus on filing their returns, maximizing deductions, and ensuring they meet IRS deadlines. However,...
Dr. Virginia Hathaway
Mar 133 min read
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Before March Begins: Make Sure Your Life Insurance Fits Your Needs
As February comes to a close, it’s an ideal time to review your life insurance policy and ensure it still aligns with your financial...
Dr. Virginia Hathaway
Feb 272 min read
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Comparing Life Insurance to Roth IRAs for Retirement Funding
When planning for retirement, one of the key decisions individuals face is how to best allocate their savings to ensure they have enough...
Dr. Virginia Hathaway
Jan 236 min read
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Real Estate vs. Stock Market: Where to Invest in 2025
As we look ahead to 2025, many investors are weighing their options between two of the most prominent investment avenues: real estate and...
Dr. Virginia Hathaway
Jan 66 min read
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Why Life Insurance Is a Great Gift for New Parents
Becoming a parent is one of life’s most rewarding and transformative milestones. Alongside the joy of welcoming a new life comes a...
Dr. Virginia Hathaway
Dec 9, 20245 min read
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Roth IRA vs. Traditional IRA: What’s the Difference?
When planning for retirement, one of the most crucial decisions you’ll need to make is where to invest your money. Among the many...
Dr. Virginia Hathaway
Nov 16, 20245 min read
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How Long-Term Care Insurance Works: A Comprehensive Guide
Long-term care (LTC) is an essential part of aging, and for many people, it is a critical component of their overall financial planning....
Dr. Virginia Hathaway
Nov 7, 20246 min read
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How to Apply for Life Insurance After Breast Cancer Treatment
Navigating life after a breast cancer diagnosis and treatment can be a challenging journey. Alongside physical and emotional recovery,...
Dr. Virginia Hathaway
Oct 18, 20245 min read
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How Life Insurance Helps You Support Aging Relatives
As the population ages, many families find themselves grappling with the challenge of caring for elderly relatives. The financial,...
Dr. Virginia Hathaway
Oct 11, 20246 min read
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What to Expect During a Life Insurance Medical Exam
A life insurance medical exam is a crucial step in the process of securing a life insurance policy, especially if you're applying for a...
Dr. Virginia Hathaway
Sep 20, 20245 min read
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Life Insurance for Young Adults: Why You Shouldn’t Wait
As a young adult, life insurance might not be high on your list of priorities. With student loans, rent, and career goals taking center...
Dr. Virginia Hathaway
Sep 9, 20246 min read
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The Importance of Reading the Fine Print in Annuity Contracts
Annuities are powerful financial tools designed to provide a steady income stream during retirement. They come with various features and...
Dr. Virginia Hathaway
Aug 31, 20245 min read
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How to Use Annuities to Cover Long-Term Care Costs
Long-term care (LTC) is an important aspect of retirement planning that many people overlook until it's too late. As life expectancy...
Dr. Virginia Hathaway
Aug 22, 20246 min read
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Financial Planning for Expats: Managing Finances Abroad
Living as an expatriate, or expat, offers a unique and exciting opportunity to explore new cultures, experience diverse lifestyles, and...
Dr. Virginia Hathaway
Aug 16, 20247 min read
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The Impact of Interest Rates on Annuities
Interest rates are a fundamental aspect of the financial world, influencing everything from mortgage rates to the returns on savings...
Dr. Virginia Hathaway
Aug 9, 20246 min read
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Retirement Planning: Strategies for a Secure Future
Retirement planning is a crucial aspect of personal finance that ensures financial security and peace of mind in your golden years....
Dr. Virginia Hathaway
Aug 1, 20245 min read
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How Global Events Affect Life Insurance Policies
Life insurance is a vital component of financial planning, providing a safety net for individuals and their families in the event of...
Dr. Virginia Hathaway
Jul 22, 20245 min read
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The Impact of Cultural Beliefs on Life Insurance Uptake
Life insurance is a crucial financial tool that offers protection and peace of mind, ensuring that loved ones are financially secure in...
Dr. Virginia Hathaway
Jul 22, 20245 min read
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